Loan application form

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 These are the key list of documents for a home loan one must have:

Loan application form.
  1. 3 photographs passport sized.
  2. Identify proof
  3. Residence proof
  4. Bank Account Statement/Passbook for the last 6 months.
  5. Signature verification by bankers of the applicant.
  6. Liabilities statement and Personal Assets.
  7. Property detailed documents
  8. Salary Certificate (original) from the employer. (Salaried individuals)
  9. Form 16/IT Returns for the past 2 financial years. (Salaried individuals)
  10. IT Returns/Assessment Orders copies of the last 3 years. (Self-employed professionals)
  11. Challans as proof of Advance Income Tax payment. (Self-employed professionals)
  12. Proof of business address for non-salaried individuals. (Self-employed professionals)
  13. IT returns/Assessment Orders copies of the last 3 years. (Self-Employed Businessmen)
  14. Challans as proof of Advance Income Tax payment. (Self-Employed Businessmen)



Below is the list of documents required for NRI applicants:



  1. Salary Certificate from employer stating in English the name (as per passport), designation, passport number, date of joining, and latest salary.
  2. Last 3 to 6 months’ salary slips reflecting variable components like incentives, overtime, etc.
  3. Latest IT Returns (for applicants filing IT returns in the country).
  4. For Self Employed NRIs, business documents like Trade Licenses, Sponsor Agreements, Power of Attorney, etc.
  5. Copy of Passport showing the page of residence visa.
  6. Proof of employment by the Government of the residing country like work permit, labour contract, etc.
  7. Documents related to the Property with cost estimates from an Indian Architect or Engineer.
  8. Income documents attested by embassy officials are required if there’s no documented evidence for salary credit or fund remittance to India is available.
  9. Bank statement copies from overseas for the past 6 months.
  10. Last 6 months NRO/NRE bank statement.
  11. If an applicant is unavailable in the country at the time of signing documents, Power of Attorney needs to be produced by the person acting on their behalf.
  12. CDC (In case of merchant navy)
  13. Credit Report from Overseas credit agency (Except Merchant Navy).
  14. Email ID of HR (Employer).
  15. Employment Profile for the last 5 years.

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